Whether you plan to travel internationally for business or pleasure, make sure you have the protection you need in the event something goes wrong. There are different risks associated with different areas of the world. The Owens Group International has the insurance policies you need for safe international travel.
Not all health insurance policies cover international travel. You may need a policy to handle medical expenses accrued outside the U.S. Your insurance agent can go over your specific coverages and what additional coverage you need.
Kidnap & Ransom
Kidnap and ransom insurance offers coverage in the event of a crisis involving extortion, kidnapping, hijacking or wrongful detention. The added protection may never be needed, but having it protects you in the event you do.
Travel insurance is available as an annual policy or per-trip. The policy covers things you cannot control such as canceled flights, lost luggage or roadside assistance. The insurance also has additional benefits to make traveling abroad easier like finding ATM locations.
If you plan to rent a car while abroad or using your own, make sure your auto insurance policy covers internationally. Some do not, so you need additional coverage.
Be prepared by contacting the Owens Group International to assess your insurance coverage. A little preparation ahead of time can give you peace of mind during your travels.