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The 3 Most Common Types of Staffing Insurance

According to the latest data from the Quarterly ASA Staffing Employment and Sales Survey, more than 3.26 million workers were employed by staffing agencies during the third quarter of 2014, which was a 6 percent increase from 2013. This increase not only provides staffing agencies with more work, but also greater responsibility. To protect your company and employees, you need to have staffing insurance, including one, if not all, of the following types.

General Liability

General liability coverage for employment agencies is similar to that anywhere: it protects you from basic problems, such as injury occurring at your place of business and damage to your property. As with any business, it is essential, and typically legally required, that you have some form of general liability insurance.

Professional Liability

One of the most important types of staffing insurance coverage to have as an employment agency is Professional Liability. This protects you in the case of a lawsuit arising from a client losing money due to the actions of a temporary employee placed by your firm.

Workers Compensation

Even though your workers may work offsite, you are still responsible for compensation for any injury, illness, or disability that occurs on the job. Therefore, you need to ensure you have the appropriate amount of coverage in the case of any problems with your employees.

It is your responsibility as the employer of the workers you place to protect them, as well as yourself. With staffing insurance, you can be secure in your coverage of any problems.