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Starting a Small Nursing Home Facility

Nursing homes take on a grave responsibility caring for the elderly of the United States. Smaller senior home care facilities provide residents with companionship, privacy and comfort while receiving the care they need. Facilities large and small usually offer meals, laundry, medication supervision, daily living assistance, housekeeping and planned activities. It can be exhausting but fulfilling work. When considering opening small assisted living or nursing home facility, it is important to take into account nursing home insurance rates and licensing costs.


There are special insurance requirements for nursing home facilities that are set forth by local licensing offices. It is important to get an insurance plan specifically designed for nursing homes. It should include a range of coverages and features. These might include workers’ comp, protection for medical directors and professional and general liability. Nursing home insurance rates will vary depending on the plan.


Assisted living and nursing home licenses will vary by state since there is not federal standard. The services your facility offers will affect licensing requirements. Homes that offer the administration of medication will have restrictor regulations and licensing requirements. Check with your state department for aging or social services department to ensure your business is up to standards.

When planning a nursing home facility, there is a lot to consider. When devising a budget, remember to include funds for insurance and licensing.