With the explosion of Internet Marketing where you can easily get on-line auto quotes, well-known insurance companies using social media marketing paired with television campaigns offering comparison shopping, and consumer reviews on Yelp about insurance agencies in your area, you may be confused as to whether you’re really finding the right auto coverage and the right price from the right company and insurance agent.
But each year as you pay the insurance bill, you see your rates slowing creeping up. And this year, particularly, there is a lot of talk within the insurance industry about increases in many coverage lines, including auto insurance. But purchasing auto insurance can be less of a confusing and exasperating experience. With so many options at your disposal on-line and up the block, the best thing to do is to pick up the phone and speak with the people from whom you’re considering purchasing the insurance. This will give you first-hand experience of the type of service they provide. Even if you don’t pick up the phone and complete an on-line contact form for a free quote, see how fast the agency or insurer contacts you, and get a feel for whether they’ll be there for you in the event of a claim – when you most need them.
Also, if you are a good driver with a clean driving record, see what types of discounts they offer and how your rates can be improved. Ask about whether you can get additional discount if you purchase more than one policy from the same company.
If you think your current auto insurance is too high, or doesn’t provide accurate coverage then you owe it to yourself to shop around for better insurance coverage at a more affordable price. Seek out a broker in your area (whether on the Internet or by phone) and ask for a quote based on your personal needs. Most brokers can provide you with quotes from several of the top insurance companies, giving you a vast selection of choices and options.