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Pandc Insurance Is Important For Business And Personal Property

pandc insurance, or property and casualty insurance, is designed to protect those who have an interest in certain types of physical property against the loss of the property’s ability to produce income or against the actual loss of the property. At the same time, the casualty portion of pandc insurance protects the interested party in the case of losses caused to other people, whether physical injury or loss of property. There are many different lines of pandc insurance including:

Personal Lines:

  • Home or dwelling
  • Automobile
  • Homeowner’s (combination of liability and property)
  • Inland marine
  • Renter’s
  • Watercraft
  • Personal liability
  • Other

Commercial Lines:

  • Capital assets
  • Property
  • Automobile
  • Electronic commerce
  • Farm
  • General liability
  • Market segments
  • Business owners (combination of liability and property for small commercial clients)
  • Employment-related practices
  • Medical-professional liability
  • Equipment breakdown
  • Workers compensation
  • Crime and fidelity
  • Financial institutions
  • Management protection
  • Inland marine
  • Umbrella
  • Other

Broad Range of Insurance Products

As you can see, property and casualty insurance includes a very broad range of products. This is necessary because of the diversity both in the commercial and personal segments. By working closely with an experienced agent, one can create an insurance package or portfolio that is completely tailored to the needs of the business or the individual. No business or individual should be without appropriate insurance coverage, and it is possible to find exactly what one needs.

Business And Personal Property