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Liability Insurance to Protect Your Business

As a business owner, there is always the chance that a lawsuit or claim will be made against you. Lawsuits can occur for small, medium, and large size businesses and it is important that you have the right amount of coverage. There are many types of liability insurance, and you should consult with a Hartford, CT insurance agent to find out what kind of coverage is necessary.

Professional Liability

As a human, mistakes can happen. When they happen as a professional in your place of business, these mistakes can result in a claim being filed against you. Professional liability, also known as Errors & Omissions, will help cover legal defense, contract performance of your staff, and judgments that are agreed upon against you.

General and Excess Liability

Most businesses need general liability, which protects them from a number of claims that may be made. The amount of coverage needed will vary based on the size of your business, prior loss history, and potential risks. You want to have enough coverage so that your assets are protected in the event of a lawsuit.

Sometimes a claim is too large for the amount of general liability that you carry. In this case, excess liability would help to cover the difference in costs that you owe. Find a Hartford, CT insurance agency that offers this type of coverage for the varying aspects of your business.


photo credit: Thomas C. Merigan (1934- ) (license)