You have worked to build your business; the fruits of your labor should be protected. There are minimum state insurance requirements all business owners must meet… but will minimum protection be enough to protect you and your business? Having proper restaurant insurance in New York will give you the peace of mind to know you are prepared for whatever the future may hold.
All businesses that have employees are required by law to carry workers’ compensation and disability insurance. If you own business vehicles, they are required to be insured as well. Property lease agreements occasionally require tenants to hold a specific amount of liability insurance. Investors or lenders may require certain insurance policies as well.
Preparation for an Unexpected Bump in the Road
You can’t put a price on being protected in the event of an unexpected problem. Fires, floods, property damage, theft, food borne illnesses and other unpleasant surprises can pop up at any time. Having a comprehensive plan for your restaurant insurance in New York will quickly get your business back up to speed and prevent unexpected financial demands. There are a variety of insurance options available that will protect you and your business:
- Workers’ compensation
- Garage/Valet liability
- Staff Benefits
- Employment practice liability
- Crime/fidelity policies
- And many more…
A qualified insurance group will work with you to develop a custom plan that best suits you and your business needs. Protect your hard work and sleep well.