In the past, insurance companies have discriminated against dogs based on breed. It was thought that only dangerous breeds, such as Rottweilers and Pitbulls, were likely to bite or attack and so insurance companies would refuse to provide coverage for those types of canines. However, it has been found that there are many other factors that determine the likelihood of a dog causing harm or injury to a person or other animal. This means that you can find dog owner liability insurance for your four-legged friend regardless of its breed or past behaviors.
The behavior of dogs is often misunderstood. Most canines only become aggressive when they are defending or protecting your family. Unfortunately, situations may arise that you have no control over and your dog feels the need to protect you or other family members. The result could be an injury to another animal or a person. With proper dog owner liability insurance, you can be relieved from a financial burden of medical and liability claims. Regardless of your dog’s breed and behavior history, you should be able to find a policy that will cover it. This policy is an important safety net for you in the event of an unfortunate situation that results in an injury.