Almost 5 million dog bites occur annually in the U.S. When a dog bites, the most important aspect is the severity of injuries caused by the incident. Many people don’t realize that after the dust settles, their family could have a significant financial liability to a dog bite victim as well. If the dog is properly insured, dog bite insurance settlements can minimize the impact to a family’s fiscal outlook. It’s important to protect one’s assets against such a scenario.
Because dog bite laws differ in every state, and most homeowner’s and renter’s insurance policies do not cover dog bites, an unprotected family could find themselves in a very scary situation should the unthinkable occur. Fortunately, there are insurance policies which specifically cover dog bites, and can help negotiate dog bite insurance settlements in the event of a dog biting incident.
There are many factors that can impact a dog bite lawsuit, including the severity of the injury, the circumstances of the incident and the dog’s breed and history. When faced with the prospect of litigation, a defendant will do well to have an insurance company on their side. The experience and knowledge of a specialized insurance company can be a worthy investment if a family finds themselves on the wrong side of a dog bite lawsuit.