The aging Baby Boomer population is increasingly turning to in-home care to make their final years on earth more comfortable and well-spent. Though some may need substantial care as their condition deteriorates, there is a need for non-medical assistance with older adults and those living at home with disabilities. This type of care is classified as companion care.
The Tasks of Companions
While not the same thing as a home health aide, companions provide assistance with things like bathing, dressing, and light housekeeping. They may accompany individuals to the grocery store, medical appointments, or social activities. The primary goal of the relationship is emotional support, though these other areas of assistance have an important part in ensuring the quality of life for the aged or disabled individual. Companions help with meal preparation, communicating needs to healthcare professionals or family members, taking care of household chores.
The Liabilities of Companions
Though their duties are minimal and non-invasive, there is still the potential for an accident or incident to open up a claim of negligence or malpractice. Companion care insurance can protect a caregiver from these liabilities, whether they work on their own or through a firm. Insurance provides the financial support needed to defend against liability claims, rather than facing court and settlement costs out of pocket.